Even when fire destruction is caused by an act of nature, like a lightning strike, your fire insurance most likely covers the damage. If you have home insurance, fire is the first category of damage covered. In the case of a wildfire, we have some tips to avoid fire damage from happening to your home.
- If there is threat of a wildfire, warnings will be issued. Listen to your local radio or TV news program for the latest information.
- Evacuate immediately, if you are told to do so. Take your disaster supplies kit with you and begin to implement the disaster preparedness plan you have already developed.
- Back your car into the garage or park in an open space, facing the direction of the escape route.
- Shut the car doors and roll up the windows.
- If possible, confine your pets to one room so they'll be easier to find in case you have to evacuate.
- Secure the inside of your home. Close windows, vents, doors, blinds and drapes. Open fireplace dampers and close screens.
- Move flammable furniture away from windows to the center of the room.
- Turn a light on in each room to increase the visibility of your home in heavy smoke.
- Secure the outside of the house: seal attic and ground vents with plywood; turn off propane tanks; put patio furniture inside; connect garden hoses to taps; set up a portable generator; water the shrubs close to the house.
If ever you have any questions about the type of coverage you have or may want to purchase in the future, give us a call! We look forward to answering your questions and offering a Free Policy Review whether you are a current client of Wallace & Associates or not!